Protecting Your Horse with National Livestock Insurance Agency
Owning a horse is a big responsibility and a major investment. Whether you own a horse for work, sport, or recreation, unexpected events like accidents, illness, injury, disease, and theft can be financially and emotionally devastating. National Livestock Insurance Agency offers equine insurance policies designed to protect your horse and give you peace of mind.
Why Equine Insurance Matters
Horses are valuable animals, but they are also prone to risks. Injuries, illnesses, and theft can happen at any time, leading to costly veterinary bills or financial losses. Equine insurance helps ensure that you can afford proper care and recover financially if something happens to your horse. With over 50 years of experience, National Livestock Insurance Agency understands the risks horse owners face and provides coverage tailored to your needs.
Equine Insurance Coverage
National Livestock Insurance Agency offers coverage to help protect your horse from a variety of risks. Visit with your National Livestock Insurance agent for more details.
Coverage for Accidents and Injuries
Horses are active animals that can get injured in many ways, from getting tangled in fencing to slipping in the barn. National Livestock Insurance helps cover medical expenses and, in severe cases, compensation for loss due to an accident.
Protection Against Illness and Disease
Horses can suffer from serious illnesses such as colic, laminitis, or equine influenza. Treatment can be expensive, and in some cases, horses may not survive. National Livestock Insurance can help cover veterinary bills and even compensate for the loss of a horse due to a covered illness.
Theft Coverage
Horse theft still happens, and losing a horse to theft can be financially and emotionally devastating. National Livestock equine insurance provides compensation if your horse is stolen and not recovered.
Mortality Coverage
If your horse passes away due to an accident, illness, or covered disease, National Livestock equine insurance helps compensate for your financial loss.
Common Exclusions
While equine insurance covers many risks, there are some exclusions to be aware of:
- Pre-existing Conditions: If your horse had a medical condition before obtaining insurance, it may not be covered.
- Neglect or Improper Care: Failing to provide adequate food, water, or shelter may void your coverage.
- Intentional Harm or Fraud: Insurance will not cover losses resulting from intentional harm or fraudulent claims.
How to Choose the Right Equine Insurance
Finding the right policy for your horse is simple with National Livestock Insurance Agency.
- Assess Your Needs -Think about the risks your horse faces and what coverage you need. Do you need accident and illness coverage or theft insurance? Consider your horse’s value and use when selecting a policy.
- Get a Quote - Contact the National Livestock Insurance Agency for a free, no-obligation quote. Our experts will guide you through the options and help you choose a plan that fits your budget and coverage needs.
- Understand Your Policy - Review your coverage details, including exclusions and claim procedures. Ask questions to ensure you fully understand the terms before finalizing your policy.
- Keep Detailed Records - Maintain records of your horse’s health history, ownership documents, and any incidents. This will help make the claims process smoother if you ever need to file one.
Filing a Claim: What to Do If You Experience a Loss
National Livestock Insurance Agency, backed by The Hartford—an A+-rated company by Best’s—provides secure and reliable coverage. If you experience a livestock loss, follow these steps for a smooth claims process:
- Report the Loss Immediately - Contact The Hartford as soon as possible to start the claims process.
- Provide Documentation - You may need to provide vet reports, photos, or other proof of the animal’s condition before it passed.
- Work with an Adjuster - An insurance adjuster may assess the situation to determine the payout.
- Receive Compensation - Once approved, you’ll receive payment to help recover your financial loss.
Coverage You Can Count On
Horses are more than just animals—they’re companions, competitors, and investments. Protecting them with equine insurance from National Livestock Insurance Agency ensures that you’re prepared for the unexpected. With coverage for accidents, illness, injury, and theft, you can focus on enjoying your horse without financial worry.
Don’t wait until something happens—contact National Livestock Insurance Agency today and find the right equine insurance policy for your needs!
