Protecting Your Livestock in Transit with National Livestock Insurance Agency
Transporting livestock is a necessary part of farming and ranching. Whether you’re moving cattle or horses across town or the country, there are risks involved. Accidents, injuries, and even fatalities can happen on the road. That’s why having the right insurance coverage is so important. National Livestock Insurance Agency offers livestock transportation insurance, helping farmers and ranchers protect their animals and their investments.
Why Livestock Transportation Insurance Matters
When livestock is on the move, they are exposed to a variety of risks. Unlike when they are safely in a barn or pasture, transportation adds stress and potential hazards. Even with the best equipment and careful handling, things can go wrong. National Livestock transportation insurance ensures that if something happens, you won’t suffer a total financial loss.
Experience and Expertise You Can Trust
National Livestock Insurance Agency has over 50 years of experience providing specialized coverage for livestock owners. As a family-owned company, they understand the needs of farmers and ranchers. Licensed in over 20 states, they provide competitive rates and quick, professional service to help you recover financially from unexpected losses.
Backed by a Secure and Trusted Company
All policies are backed by The Hartford, an A+-rated insurance provider by Best’s. This means you can trust that your livestock coverage is secure and reliable, even in the event of a major loss.
Livestock Transportation Insurance Coverage
National Livestock transportation insurance provides coverage for death and crippling injuries on a broad perils basis while animals are in transit. This means that if an animal dies or suffers a severe injury that prevents it from being used as intended, the policy helps cover your financial loss.
Coverage for Death
Transporting livestock comes with risks, including accidents, heat stress, and other unforeseen events. If an animal dies while in transit due to a covered peril, the insurance policy provides financial compensation.
Broad Perils Basis
The policy covers a wide range of risks, including:
- Vehicle accidents
- Overheating or heat exhaustion
- Severe weather conditions
- Loading and unloading injuries
- Equipment failure, such as trailer malfunctions
Common Exclusions
While National Livestock Transportation Insurance provides broad coverage, there are some exclusions. It’s important to know what is not covered to avoid surprises when filing a claim.
- Pre-Existing Conditions - If an animal has a pre-existing illness or injury before transport, it may not be covered if it dies or is injured during the trip.
- Negligence or Mistreatment - Farmers and ranchers are expected to take reasonable care of their animals. If an injury or death is due to negligence, improper handling, or lack of proper ventilation and hydration, insurance may not cover the loss.
- Intentional Harm - Deliberate harm to an animal is never covered under any insurance policy.
How to Get the Right Coverage
Finding the best livestock transportation insurance for your operation is easy with National Livestock Insurance Agency.
- Assess Your Needs - Think about the type of livestock you transport, how often you move them, and the distances you travel. Are you hauling across state lines? Do you transport animals in extreme weather? Understanding your specific risks will help you choose the right coverage.
- Get a Quote - Contact National Livestock for a free quote. Their team of experts will help you find a policy that fits your needs and budget.
- Review the Policy Details - Before finalizing your insurance, review what’s covered and what’s excluded. Ask questions if anything is unclear.
- Keep Good Records - Maintain records of your livestock, transportation routes, and any veterinary inspections. If you need to file a claim, having this information on hand will speed up the process.
What to Do If You Need to File a Claim
National Livestock Insurance Agency, backed by The Hartford—an A+-rated company by Best’s—provides secure and reliable coverage. If you experience a livestock loss, follow these steps for a smooth claims process:
- Report the Loss Immediately - Contact The Hartford as soon as possible to start the claims process.
- Provide Documentation - You may need to provide vet reports, photos, or other proof of the animal’s condition before it passed.
- Work with an Adjuster - An insurance adjuster may assess the situation to determine the payout.
- Receive Compensation - Once approved, you’ll receive payment to help recover your financial loss.
Don’t Wait
Transporting livestock comes with risks, but you don’t have to face them alone. National Livestock Insurance Agency provides specialized coverage to protect your animals while they are on the move. With coverage for death and crippling injuries due to accidents, heat stress, and other transit-related risks, you can have peace of mind knowing that your investment is secure.
If you frequently transport livestock, don’t wait until disaster strikes. Contact National Livestock Insurance Agency today to get the coverage you need to protect your animals and your business.
